Another app called Deferit allows you to pay your utilities, phone bill, etc in 4 easy payments just like Klarna or afterpay. This one also counts as a line a of credit, and does report. Great if you’re building your credit up! If you don’t need the extra breakdown and still want the credit history for paying these miscellaneous bills, go to Experian Boost site and attach your bank account(s). They will report for you hassle free. Or just pay these items with your credit card if your line of credit can sustain them. Make sure to pay off the card monthly in order to reap the benefits.

So I’ve been doing a little bit of searching for tools that’ll be super helpful for everyday bills & etc. I came across this app called Flex, it allows you to split your rent in half &&& reports your payments to the credit bureaus/counts as a line of credit 💪🏾💪🏾 Basically they front you the rent money on the 1st and you pay them back. This is helpful if you don’t have a line of credit large enough to sustain your rent in full monthly. Hope this helps 💗 **like any other line of credit there is a fee (Or interest lol) .. theirs is low $15/month

People losing jobs will help the trend of inflation staying down & eventually causing the FED to stop raising interest rates