One of the things I do the last week of the year is look at my last three months of bank statements.. I know this sounds cumbersome, but hear me out.
I do this to outline all my expenses, deposits, etc. This allows me to see the expenses that I don’t need, the ones I do need, and where money is disappearing to. That way my budget for the new year is fresh and in alignment to get me where I need to be. My biggest focal point in the new year is putting as much as I can into the stock market.
**You don’t always need more money, you just need to better manage what you already have. That way you don’t increase expense as you increase your wealth.
We also have budget sheets available 🥳🥳