Please use this section to post & discuss about things related strictly to personal finances. Subject matter examples (but not limited to): · How did I fix/start building credit?· How do I manage my cash flow? (we do not use the word budget) · How to create an emergency fund?· Sharing articles related to personal finances to educate other members or ask a question about an article· Culture relevant topics related to personal finances (Credit Card, Type of bank account etc.) The more you interact in the community the more effective the community will be. Please refer to community posting guidelines.